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The business plan

Mobile Mechanic Business Plan, Section by Section

A bank, a partner or just you at the kitchen table needs the same seven answers. Here they are, with a worked example of the one number that matters most: how many jobs a week it takes to break even.

Free plan, not a trial. No card. We look at every new shop ourselves and switch it on, usually the same day.

A Hyundai Genesis waiting on a mobile mechanic in a lot in Lake Havasu
A call in Lake Havasu. A plan decides how far you drive for one.
The template

The Seven Sections of the Plan

  1. Summary

    One paragraph. Who you are, where you work, what you fix, and what you charge.

  2. Services

    The jobs you will do in a driveway, and the ones you will send to a shop.

  3. Service area

    The towns you cover and the farthest you will drive for one job.

  4. Customers

    Who calls you. Drivers stuck at home or work, used car buyers, small fleets.

  5. Prices

    Your call out fee, your labor rate and your parts markup.

  6. Monthly costs

    Everything you pay every month whether you work or not.

  7. Break even

    How many jobs a week cover the costs. Everything after that is pay.

A worked example

Break Even, Worked Out With Sample Numbers

These are sample numbers to show the math, not a promise of what you will earn. Put your own in. The method is what matters.

LineSample numberWhere it comes from
Monthly fixed costs$2,000Vehicle, insurance, phone, software, fuel. Use your own
Average labor per job$200About an hour and a half at a sample rate of $135
Parts margin per job$40Your markup on parts, after what you paid
Earned per job$240Labor plus parts margin
Jobs a month to break evenAbout 9$2,000 divided by $240
Jobs a week to break evenAbout 2Nine jobs over four weeks

Sample figures only. Labor rates for mobile work in Southern California ran about $100 to $150 an hour in our own published prices for August 2026.

Prices

Write Your Prices Down Before You Need Them

The plan should say what you charge to show up, what an hour costs and how you mark up parts. Decide them once, at a table, not in a driveway with a customer watching.

Our pricing guide shows what we charge and how to work out your own.

A red Mazda3 with the hood up in a parking lot during a mobile repair
A lot in Riverside. Every price here was written down before the hood went up.
Running it

Put the Plan Where You Work

A plan in a drawer does nothing. Put your labor rate and markup into the software you quote from, so every quote follows the plan without you thinking about it. In Shop Desk you set the labor rate once and the markup bands once, and every quote prices from them.

Questions

Questions About the Business Plan

What should a mobile mechanic business plan include?
A short summary, the services you offer and refuse, your service area, your customers, your prices, your monthly costs, and how many jobs a week it takes to break even.
How many jobs a week does a mobile mechanic need?
Divide your monthly fixed costs by what you earn per job, then by four. With sample numbers of $2,000 a month in costs and $240 earned per job, that is about nine jobs a month, or two a week, to break even.
Do I need a business plan to get a loan?
Most lenders will ask for one, along with your costs and how you will pay them back. Even without a loan, writing it down shows you whether the numbers work before you spend money.
Where do I put my prices once the plan is done?
In the software you quote from, so every quote uses them. In [Shop Desk](/auto-repair/mobile-mechanic-software/) you set the labor rate and parts markup once.
Talk to us

Ask a Mechanic Who Uses It

Not ready to sign up? Tell us how your shop runs and what your software gets wrong today. One of us will call you back, and we will tell you straight if Shop Desk is not the right fit.

  • A person reads it, usually the same day
  • No sales sequence and no drip emails
  • We run our own shop on this software

Rather email? Write to hello@yourshopdesk.com